FinTekCafe Weekly: The Hidden Costs Hiding in Plain Sight
This week: the LLM bill nobody budgeted for, BNPL hits the bureaus, US open banking goes live, Postgres everywhere, and RAG vs fine-tuning.
This week: the LLM bill nobody budgeted for, BNPL hits the bureaus, US open banking goes live, Postgres everywhere, and RAG vs fine-tuning.
This week: RAG architecture and costs, service mesh in 2026, ISO 20022 stack impact, plus three Pro pieces on FedNow, AI agent frameworks, and confidential computing.
This week: vector search and embeddings explained, real-time cross-border payments, edge computing in finance, plus three Pro deep-dives on knowledge graphs, treasury AI, and the Series B repricing.
This week: MCP for enterprise tools, the CIO override on AI pilots, the open-source database squeeze, stablecoins for treasury, and the neobank charter pivot.
This week: AI evals, the embedded finance stall, vector DBs and pgvector, the AI capex bubble, FedNow adoption, and why the Iceberg vs Delta vs Hudi war is over.
This week: agentic AI tiers, the bank tokenized-deposit pivot, when service mesh actually pays off, AI pricing breaking per-seat, ISO 20022, and why most IDPs fail.
This week: why most platform companies are just vendors, the true cost of AI infrastructure, DORA enforcement, data lakehouses, VC economics, and prompt engineering.
Plus: the CTO playbook that actually works, why your cloud bill is 40% too high, and a 30-day enterprise software framework.
PayPal Zettles ‘Commerce In Box’ for SMB. US Job numbers look good. JP Morgan makes more inroads into fintech through acquisition.
Visa buys Tink for $2B.Review of Visa's failed acquisition attempt of plaid. New U.S tech regulations bills are in motion. Housing prices continues to rise in the U.S. Fintech Crypto startups to get boost from V.C funds.
AmEx provides new checking account feature.Learn about small business banking needs . Stripe launches new identity verification platform. New antitrust lawsuit on Visa and MasterCard. How were recent ransomware bitcoins recovered ?
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